Tuesday

My Spouse Recently Died, Can I Receive Their Social Security Retirement Benefits?

There are several different circumstances when you, as the spouse, can receive your deceased spouse's Social Security retirement benefits.

Obviously a surviving spouse can either be a male or female, but more often than not the surviving spouse is a widow seeking to receive Social Security benefits on her deceased husband's earnings record.

According to Social Security:
If you are the widow or widower of a person who worked long enough under Social Security, you can:
  • receive full benefits at full retirement age for survivors or reduced benefits as early as age 60.

  • begin receiving benefits as early as age 50 if you are disabled.

  • receive survivors benefits at any age if you take care of the deceased worker's child who is under age 16 or is disabled and receives benefits on the worker's record.

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